DTI - 38 to 65% based on credit score and relationship with bank; Full Appraisal or AVM method, No closing costs; access to funds via online banking, mobile app, and checks; 80% LTV and 660 minimum credit score are for 1 or 2 family homes...if it is a 3 or 4 family home then the LTV drops to 75%
Disclaimer: Replace Your Mortgage does not offer mortgages, Helocs, or loans of any kind. Replace Your Mortgage is not a bank, and does not provide credit offers. Replace Your Mortgage is strictly for educational and informational purposes only.